Debt is personal. It is not something that is spoken of in public.
That is sad, it is one reason so many people up to their knees in debt. Not everyone has a workable solution for how to get out of overwhelming debt. But they all have an opinion of people in that kind of debt.
The events of the past couple years have changed that a little. To little.
It doesn't matter how much you make, there is a level of debt that will be crippling for you.
And you can be sure there is someone out there willing to make your life even worse with their solution. The horror stories you hear always seem to be bad enough. Then a worse story comes along and the first story is forgotten.
The person that has not forgotten the first story is the one whom it affect most.
That is the nature of overwhelming debt. In the end it comes down to one person making a series of very uncomfortable decisions.
What to pay.
When to pay them.
Whether they need to be paid now, or even at all.
What about the car?
The kids need clothes too.
What about tuition?
Gotta pay the child support....
Or, the child support didn't get here again...
Just started a new job.
Just got laid off or fired.
Another interview with no response.
I am tired, somebody just tell me how to pay these bills. I don't want to get hurt more. Really, can't this process be made easier?
I have income and things I have to pay now. But how do I pay the rest off. I want them gone. I want them paid in full.
These are some of the things I hear daily.
The good news is there is a way to get all the priorities taken care of and pay off the debt.
Here are some simple questions you need to answer.
Did you get into this overnight? Yes or No
Are you hesitating to write the check that will pay all this off or is the money to pay it off not available at this time?
Monday, May 17, 2010
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